The Freedom of Finance

With the help of HAP Financial we can match you with a financing plan that suits your budget.


At HAP Financial, we pride ourselves on being able to give our clients the freedom of purchasing power. We will help tailor a financing plan to your budget.

How to Get Started

With a few simple clicks, you can find out if you qualify, and there are no obligations and no commitments until you make a decision.

1. Apply

Fill out the application form online using any device and receive a credit decision in seconds.

2. Make Payments

The agreed-upon payments will be automatically withdrawn from your bank account to take the stress out of financing.

Why finance with the help of HAP Financial? 


Make payments you can afford on a schedule that suits your lifestyle.


We offer standard interest rates and lengthy amortization periods to make financing painless. 


The only thing more important to us than your home comfort is the security of your personal information, which is why we use bank-level encryption in our software.



Transparency is important to us. That’s why there are no hidden charges, and our small brokerage fee is made clear before you make any commitments.


Can I pay off my loan during the deferral period?

Yes. All loan products are open and can be paid at any time.

Is there an administration fee?

Yes. A small one-time administration fee of $39.95 is applicable to all loan products. This fee also applies to loans paid off during deferral period.

When does interest begin to accrue?

Interest begins to accrue within 30 days of 1st scheduled payment.

Do I need to have my I.D. in order to apply?

Yes. We recommend having 1 piece of I.D. ready (drivers license, government photo ID, passport or permanent residence card) before you start your application.

What loan amount do I enter on the application?

Enter the exact amount (taxes included) from the quote you received.

I want to put a deposit down, but still require financing for the remaining balance. Can I do that?

Yes, you can pay the deposit on installation day. For the financed portion fill out an application form with the exact amount you require financing for. For example. If your contract value is $10,000 and you have a $4,000 deposit, only enter financing amount of $6,000 on your application form.

What term lengths are available?

Terms range from 1 to 10 years.

I have extra cash this month, can I make a larger payment on my loan?

Absolutely. You can pay extra any month you’d like – interest is calculated based on the remaining principal balance.

What are you waiting for? 

Fill out an application and get one step closer to purchasing today!